Here is a complete guide to Gram Panchayat schemes in India, including central and state-level schemes that are implemented at the village level
What are Gram Panchayat Schemes?
Gram Panchayat schemes are government programs implemented at the village level to improve:
- Rural development
- Livelihood
- Infrastructure
- Social welfare
These schemes are funded and monitored by Central, State, and Local Government bodies through the Panchayati Raj system.
Major Gram Panchayat Schemes (Central Government)
1. MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act)
- Objective: Provide 100 days of wage employment to rural households.
- Benefit: Daily wages for unskilled manual work.
- Apply through: Gram Panchayat or nrega.nic.in
- Eligibility: Adult members of rural households.
2. PMAY-G (Pradhan Mantri Awas Yojana – Gramin)
- Objective: Provide pucca houses to rural poor.
- Benefit: ₹1.2–₹1.3 lakh assistance for building homes.
- Apply through: Panchayat or pmayg.nic.in
3. Swachh Bharat Mission – Gramin (SBM-G)
- Objective: Promote sanitation, eliminate open defecation.
- Benefit: ₹12,000 assistance to build individual household toilets.
- Apply through: Gram Panchayat.
4. NRLM (National Rural Livelihoods Mission / DAY-NRLM)
- Objective: Empower rural women through SHGs (Self Help Groups).
- Benefit: Loans, training, and livelihood opportunities.
- Implemented by: Village organizations and Panchayats.
5. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
- Objective: Provide income support to small and marginal farmers.
- Benefit: ₹6,000 per year in three installments.
- Apply through: Local Agriculture Office or pmkisan.gov.in
6. NSAP (National Social Assistance Programme)
Includes:
- Old Age Pension (IGNOAPS)
- Widow Pension (IGNWPS)
- Disability Pension (IGNDPS)
- Benefit: ₹200 to ₹500+ monthly pension.
- Apply through: Gram Panchayat or Social Welfare Department.
7. PMGSY (Pradhan Mantri Gram Sadak Yojana)
- Objective: Connect all villages with all-weather roads.
- Implemented by: Panchayati Raj and Public Works Departments.
8. Jal Jeevan Mission
- Objective: Tap water to every rural household.
- Work handled by: Gram Panchayat Water Committees.
9. Digital India & Common Service Centres (CSCs)
- Objective: Deliver digital services in villages.
- Services include: Aadhar, PAN, PM schemes, job cards, etc.
10. Sansad Adarsh Gram Yojana (SAGY)
- Objective: Model village development with MP’s adoption.
- Benefit: Focused funds and monitoring.
Check Gram Panchayat Schemes
Every state also implements additional schemes via Gram Panchayats:
| State | Popular Schemes |
|---|---|
| Uttar Pradesh | Mukhyamantri Awas Yojana (Rural), Kanya Sumangala Yojana |
| Bihar | Saat Nischay Yojana, Mukhyamantri Gramin Awas |
| Maharashtra | Shiv Bhojan Thali, Namantar Abhiyan |
| West Bengal | Banglar Awas Yojana, Lakshmir Bhandar |
| Tamil Nadu | Rural Roads, Rainwater Harvesting Grants |
| Karnataka | Grama Vikasa Yojane, Raitha Vidya Nidhi |
- Planning: Panchayats prepare action plans (viewable on egramswaraj.gov.in).
- Execution: Works are tendered or given to local groups.
- Monitoring: Gram Sabha reviews progress.
- Audit: Annual audit done online (via AuditOnline module).
- Visit Gram Panchayat Office – For registration, documents, or help.
- Online Portals:
- egramswaraj.gov.in – Panchayat plans, funds, works
- nrega.nic.in – Job cards and payments
- pmayg.nic.in – Housing details
- pmkisan.gov.in – PM-KISAN beneficiary status
- Use CSC (Common Service Centre) – If you don’t have internet or mobile.
- Aadhaar card
- Ration card
- Income certificate
- Bank passbook
- Job card (for MGNREGA)
- Caste certificate (if applicable)
- Mobile number
Tell me your:
- State
- District
- Block
- Village name
