Introduction:
The PM Vishwakarma Scheme, launched by the Government of India in 2023, is a visionary initiative aimed at uplifting traditional artisans and craftsmen across the country. Named after Lord Vishwakarma, the divine architect in Hindu mythology, the scheme is dedicated to supporting individuals who have inherited and continue to practice age-old skills such as carpentry, blacksmithing, pottery, cobbling, tailoring, and other similar trades. These artisans, often forming the backbone of rural and semi-urban economies, have long been marginalized in terms of access to formal financial systems, training, and market exposure. The PM Vishwakarma Scheme is a strategic move to bridge this gap and empower these skilled individuals.
Objectives of the Scheme
The primary objective of the PM Vishwakarma Scheme is to provide holistic support to traditional artisans through a combination of financial aid, skill development, and market integration. It aims to:
- Recognize artisans and craftsmen as “Vishwakarmas” by issuing them official identity and recognition.
- Provide financial assistance through collateral-free loans.
- Promote modern tools and techniques to enhance productivity.
- Facilitate skill upgradation through formal training programs.
- Support market linkages to increase earnings and reach.
By focusing on these key areas, the scheme seeks to ensure economic sustainability for artisans, promote cultural heritage, and encourage the younger generation to continue traditional crafts.
Beneficiaries and Eligibility
The scheme covers 18 traditional trades, including but not limited to:
- Carpenter (Suthar)
- Blacksmith (Lohar)
- Goldsmith (Sunar)
- Potter (Kumhar)
- Cobbler (Charmakar)
- Tailor (Darzi)
- Mason (Rajmistri)
- Barber (Naai)
- Basket weaver
- Doll and toy maker
- Locksmith
- Stone carver
- Fishing net maker
To be eligible, the applicant must be:
- Engaged in a traditional craft as a primary source of livelihood.
- Above 18 years of age.
- Not a government employee or income taxpayer.
- Not availing similar benefits under other central schemes like PMEGP or MUDRA.
Applicants are verified at the local level through gram panchayats or urban local bodies and are issued a PM Vishwakarma ID card and certificate.
Key Features and Benefits
The scheme offers a comprehensive support package:
- Financial Assistance: Artisans can avail a loan of up to ₹3 lakh in two tranches—₹1 lakh in the first phase and ₹2 lakh in the second—at a concessional interest rate of 5%, with government support for interest subvention.
- Skill Development: Training programs are offered under the scheme, categorized as basic and advanced, to enhance existing skills or learn new techniques. A stipend of ₹500 per day is provided during the training period.
- Toolkit Incentive: A one-time grant of ₹15,000 is given to each artisan to upgrade or purchase modern tools relevant to their trade.
- Digital Empowerment: Artisans are assisted in digital onboarding and provided access to e-commerce platforms and digital payments, helping them reach wider markets.
- Marketing Support: The government facilitates market linkages, participation in exhibitions, and branding initiatives to ensure better income generation.
Implementation and Budget
The scheme is implemented by the Ministry of Micro, Small and Medium Enterprises (MSME) in collaboration with state governments. It leverages the existing network of Skill India Mission and digital portals like Udyam and Skill India Digital.
For the financial year 2023–2024, the government allocated ₹13,000 crore for the scheme, reflecting its strong commitment to reviving India’s artisanal economy.
Conclusion
The PM Vishwakarma Scheme is a landmark step toward revitalizing traditional crafts and artisanship in India. By combining financial support, skill training, and digital empowerment, the scheme not only enhances the economic well-being of artisans but also ensures the preservation of India’s rich cultural heritage. If implemented effectively, it can transform millions of lives and inspire a new generation to take pride in their ancestral vocations.
