Tag Archives: G pay

UPI Simple Earning Free Plan

UPI Simple Earning Free Plan

UPI (Unified Payments Interface) is a real-time payment system developed by NPCI (National Payments Corporation of India). It enables instant money transfer between two bank accounts using a mobile phone.

UPI Simple Earning Free Plan
FeatureDetails
Real-time transfersMoney is transferred instantly 24×7, even on holidays
Simple identifiersUses Virtual Payment Address (VPA), mobile number, or QR code
No bank details neededYou don’t need to know account number or IFSC
SecureTwo-factor authentication (MPIN + device binding)
Free or low-costUsually free or negligible charges
Multiple appsGoogle Pay, PhonePe, Paytm, BHIM, etc.

Step 1: Set up UPI

  1. Install a UPI app (e.g., BHIM, Google Pay, PhonePe).
  2. Link your bank account.
  3. Create a VPA (e.g., yourname@upi).
  4. Set a 4- or 6-digit UPI PIN.

Step 2: Transfer Money

  1. Open the UPI app.
  2. Select “Send Money”.
  3. Enter the VPA, mobile number, or scan QR code.
  4. Enter amount.
  5. Enter your UPI PIN to confirm.
TypeExample
🔁 Person to Person (P2P)Sending money to a friend
🛍️ Person to Merchant (P2M)Paying at a store or online shop
💳 Bank TransferUsing IFSC + Account (less common via UPI)
📲 Mobile to MobileUsing just the mobile number linked with UPI

UPI Free Earning

CategoryLimit
Max. per transaction₹1 lakh (can vary by bank/app)
Daily limitUsually 10-20 transactions/day
Time restrictionMay be restricted for first-time users or high-value transactions
  • Don’t share your UPI PIN.
  • Avoid clicking unknown UPI links.
  • Use only official apps.
  • Enable app lock/biometric for safety.
App NamePlatform
BHIMGovernment-backed
Google PayAndroid/iOS
PhonePeAndroid/iOS
PaytmAndroid/iOS
Amazon PayAndroid/iOS
Cred, MobikwikOther

G Pay Simple Earning Free Plan

G pay Simple Earning Free Plan

A GPay Reward Coupon or Scratch Card is a digital reward given by Google Pay when you do certain activities, such as:

G pay Simple Earning Free Plan
  • Sending or receiving money
  • Paying bills
  • Doing mobile/DTH recharges
  • Shopping online/offline using UPI
  • Participating in special promotions (e.g. Diwali, Holi campaigns)

1. Scratch Cards

  • You get these after a successful transaction.
  • Just tap to “scratch” and reveal a cash reward.
  • Money is credited directly to your bank account (linked with GPay).

2. Coupon Cards (Promotional Offers)

  • You may get a coupon for discounts on apps, food delivery, shopping, etc.
  • Valid for a limited time, and some require a minimum purchase.

3. Campaign Cards (Festive Offers)

  • Special cards during festivals (like Diwali, Holi, etc.).
  • You collect different cards by completing tasks.
  • When all are collected, you get a bonus reward.
Sell Gift Card

Sell Your Gift Card

4. Refer & Earn

  • Share your referral code.
  • If your friend signs up and makes their first payment, both get cashback.
Type of RewardPossible Amount
Scratch Card₹5 – ₹1,000+
Festive CampaignUp to ₹2,000
Refer and Earn₹51 to ₹201+
Partner CouponsDiscounts/cashback
  • Cashback usually comes within minutes.
  • Rewards/coupons have an expiry date (usually 7–30 days).
  • You can check them in the “Rewards” section of your GPay app.
  1. Open Google Pay App.
  2. Tap on your profile picture (top right).
  3. Tap on “Offers” or “Rewards”.
  4. You'll see:
    • Scratch cards
    • Earned cashback
    • Expiring coupons
  • Always read terms and conditions.
  • Minimum amount (like ₹150+) may be needed to earn a scratch card.
  • Same user can’t get the same reward multiple times.
  • Do not fall for fake GPay reward links (frauds are common).
ReasonBenefit
Encourages digital paymentFast, safe, cashless economy
Rewards your spendingGet money back on daily tasks
Easy for everyoneNo technical knowledge needed
Financial habit buildingTeaches budgeting via UPI